Who Is Derek?
An award-winning established industry professional, Derek brings over 8 years of independent brokerage experience. With extensive experience servicing the residential needs of customers, Derek has structured sound solutions from getting clients into their first home to helping them build their real estate portfolio and become rental investors. Give Derek a call to see the difference experience makes!
Languages Spoken
English
CURRENT RATES
Power-Saver
Options
Rates as low as:
4.34%*5 Year Fixed
3.44%*5 Year Variable
(Prime - 1.01%)
(Prime - 1.01%)
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PowerSaver options were designed for the sole purpose of yielding the lowest possible rate. These options are ideal for customers who will see their mortgage term through to completion.
Full-Featured
Solutions
Rates as low as:
4.54%* 5 Year Fixed
3.94%* 5 Year Variable
(Prime - 0.51%)
(Prime - 0.51%)
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Competitively priced terms, full-featured solutions come equipped with additional features such as prepayment, portability, ability to refinance and pair with additional products which could yield greater savings to consumers in the long run.
Outside-The-Box
Programs
Rates as low as:
4.19* 1 Year Fixed term
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These programs are designed for customers who have challenges in proving income through conventional means, wish to borrow funds beyond the limits imposed by conventional lenders or have credit blemishes.
*The above noted rates are subject to approval and change without notice
Hands down one of the best in the business!! They somehow always seemed to accommodate the busy schedule I had (even with the few times I had to reschedule on them) not to mention the smooth process in which it all took place. There was not a lot of back and forth and they really simplified the process and only called or emailed me when necessary. However, they were always open to answering my questions. I definitely recommend the people at Mortgage Scout to anyone looking a good knowledgeable mortgage broker. I’m overly satisfied with the mortgage rate and service I was provided
Nabil Saleh [Google Review]
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What clients say about Derek
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SK★★★★★Sundisha KPosted on Google
Fast and efficient closing handled by Derek and team. Even my lawyer was pleasantly surprised with the efficiency that the team responded and provided him with the necessary information. Deren was very patient with me in explaining the details and answering questions I had regarding the process. The attention to detail and prompt response were by far some of the greatest assets in ensuring all ran smoothly and deal closed without a glitch. Highly recommend!
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JD★★★★★Jim DavidsonPosted on Google
Derek recently helped me secure a mortgage a property and made the process super easy. His expertise and work ethic relieved all the stress of an overwhelming closing process. He is very committed to finding the best deal for his clients and the result proved that! He was always available whenever I had any questions and made this whole process smooth and stress free. Thank you again Derek for all your time and compassion through my process. Jim
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JD★★★★★joan DavidsonPosted on Google
I would like to say how impressed I was working with Derek Gold and I would definitely recommend him to anyone looking to secure a mortgage. Derek worked diligently in obtaining us a mortgage with a very good rate. He also made a special trip to meet with me (out of Town) to make sure we had all our paperwork in place before moving forward. Well done!










