Mortgages for the Self Employed
Did you know? Approximately 15%+ of Canadians are self-employed, making this an important segment in the mortgage and financing space. When it comes to self-employed
Home Buyers Guide
Whether you’re looking at a condo, townhouse, rancher or a two-story property, there is nothing quite like your first home! However, the mortage process can
7 Steps for Mortgage Prep
Step 1 – Your Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for
Understanding Your Credit Score
Understand Your Credit Score What makes up your Score? Credit Bureaus keep their exact proprietary scoring models secret, but they generally follow this breakdown:
Finding Your Perfect Home Type
When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to
5 Roadblocks to Your Approval, You Should Know!
When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have
Bank of Canada: A History of Canadian Prime
The Bank’s Beginnings In 1933, Criticism of Canada’s banking system fueled a movement in Prime Minister R.B. Bennett’s parliament stoking concern that Canada lacked
Urbanation 2021 Q2 Analysis of Rental Market
“The GTA rental market recovery began in earnest during the second quarter, with a surge in leases, reduced vacancy, and an increase in rents as
New Stress Test: What you need to know?
Despite the fact that a housing marketcrash is highly unlikely, the government still has a fiduciary responsibility to protect new home owners and the economic
Could this mark the END of the minimum 5% down payment for homebuyers⁉️
BREAKING NEWS: In a recent Parliamentarian debrief of the House of Commons standing Finance Committee, Evan Siddall, President and CEO …
Mortgage Scout: COVID-19 Financial Assistance Resource for Businesses (Self Employed)
Canada Emergency Business Account for Small Business (CEBA) On March 27, Prime Minister Trudeau announced additional measures to support …
So what does it ACTUALLY cost to defer your mortgage payments?
According to information published by Statistics Canada, over $9.5 million of Canada’s $14.1 million households owned their home accordi…
Mortgage Scout: COVID-19 Financial Assistance Resource for Individuals
Updated COVID-19 Financial Assistance Guide reflective of the current changes.
If I only had MORE time?
As the realities of the COVID-19 global pandemic begin to set in, we find ourselves challenged with our new norms. The challenging, but …
Breaking News: Changes to the Bank of Canada Stress Test
Effective April 6th 2020, the Stress Test qualifying rate will decrease for Insured Mortgages. Mortgage default insurance is required wh…
There’s life after separation!
Separated and need a Downpayment? Over the years we’ve found clients taking initial steps in the divorce process encountering challenges…
Adapting to our changing Environment?
In an effort to support our community and prevent the spreading of the COVID-19 virus, we’ve temporarily closed our physical offices to t…
Today’s COVID-19 Landscape: An Economist’s Perspective [Benjamin Tal]
With our world today being filled with misinformation and fake news, it’s refreshing to gain some quality insight into the economic impac…