Raph Zapata
Mortgage Agent Level 1
Agent License ID: M21000533
Who Is Raph?
Raphael Zapata joins the Mortgage Scout Team as a dedicated and skilled Mortgage Agent. With his transition into the finance sector in 2020, Raphael has quickly adapted to the nuances of mortgage brokering, demonstrating a strong commitment to client service and attention to detail. His proficiency in documentation, critical in the mortgage process, ensures a transparent and client-focused approach. At Mortgage Scout, Raphael is eager to apply his skills in providing personalized mortgage advice and solutions, helping clients navigate the complexities of real estate financing with ease. Connect with Raphael for insightful and tailored guidance on your property financing needs.
Languages Spoken
English
CURRENT RATES
Power-Saver
Options
Rates as low as:
4.19%*5 Year Fixed
4.95%*5 Year Variable
(Prime - 1.00%)
(Prime - 1.00%)
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PowerSaver options were designed for the sole purpose of yielding the lowest possible rate. These options are ideal for customers who will see their mortgage term through to completion.
Full-Featured
Solutions
Rates as low as:
4.54%* 5 Year Fixed
5.15%* 5 Year Variable
(Prime - 0.80%)
(Prime - 0.80%)
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Competitively priced terms, full-featured solutions come equipped with additional features such as prepayment, portability, ability to refinance and pair with additional products which could yield greater savings to consumers in the long run.
Outside-The-Box
Programs
Rates as low as:
5.74* 1 Year Fixed term
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These programs are designed for customers who have challenges in proving income through conventional means, wish to borrow funds beyond the limits imposed by conventional lenders or have credit blemishes.
*The above noted rates are subject to approval and change without notice
Hands down one of the best in the business!! They somehow always seemed to accommodate the busy schedule I had (even with the few times I had to reschedule on them) not to mention the smooth process in which it all took place. There was not a lot of back and forth and they really simplified the process and only called or emailed me when necessary. However, they were always open to answering my questions. I definitely recommend the people at Mortgage Scout to anyone looking a good knowledgeable mortgage broker. I’m overly satisfied with the mortgage rate and service I was provided
Nabil Saleh [Google Review]
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